Tuesday, January 10, 2012

Knowing The Electronic Banking

Banks provide Electronic Banking to meet your needs will alternative media to conduct transactions banking, other than those available in the branch office and ATM. With Electronic Banking, you no longer need waste time queuing at the bank offices or ATM, because many banking transactions can be done anywhere, and whenever easy and practical over the network electronics, such as internet, mobile phones, and telephones. An example is the transfer of funds between accounts and between banks, payment of bills, purchase refill pulse, or checking mutations and account balances.

How to Get E-Banking ?

You who already have a savings account or Giro can apply the E-Banking service, which include internet banking, mobile banking, phone banking and short message service banking.

1. INTERNET BANKING.

You can perform banking transactions (Financial and non-financial) through a computer bank is connected to the Internet network.

Type of Transaction:

- Transfer of funds.
- Balance information, transfer of accounts, information exchange rate.
- Payment of bills (credit cards,telephone, mobile phone, electricity)
- Purchasing ( refill pulse, tickets plane, shares)

Things that need to be considered for Internet Banking transaction security.

- Never tell your User ID and PIN (Personal Identification Number) you to others, including the officers and employees of the Bank.
- Do not lend KeyToken safety your transactions to others.
- Do not record your User ID in place are easily known to others.
- Use your User ID and PIN are carefully not to be seen and known by other.
- Make sure you access the bank's website address with care. Understand well the site your bank

2. MOBILE BANKING.

Banking service is accessible directly through the mobile phone / GSM mobile phone (Global for Mobile Communication) with Using SMS (Short Message Service).

Type of Transaction:

- Transfer of funds.
- Balance information, transfer of accounts, information exchange rate.
- Payment (credit card, Electricity, telephone, phone, electricity, insurance)
- Purchasing (refill pulse, shares)

Things that need to be considered for Mobile Banking transaction security.

- You must secure PIN Mobile Banking.
- You are free to create your own PIN. If was known by others, immediately do the replacement PIN.
- If your GSM SIM Card is lost / stolen / transferable to another party, immediately tell your nearest bank or soon to the Call Center telephone bank.

3. PHONE BANKING.

Service is provided to ease in obtaining banking information and to conduct financial transactions through non-cash the phone.

Type of Transaction:

- Transfer of funds
- Balance information, transfer of account
- Payment (credit card, Electricity, telephone, phone, electricity, insurance)
- Purchasing (pulse reload)

Things that need to be considered for Phone Banking transaction security.

- You must secure PIN Phone Banking.
- You are free to create your own PIN. If was known by others, immediately do the replacement PIN.

4. SMS BANKING.

Banking is an information service that can be accessed directly via the mobile phone / mobile phone by using the media SMS (short message service)

Type of Transaction:

- Transfer of funds
- Balance information, transfer of account
- Payment (credit card)
- Purchasing (pulse reload)

Things that need to be considered for SMS Banking transaction security.

- Do not tell the access code / number Private Banking SMS to others.
- Do not record and save the code Access / Private SMS Banking number at convenient place known to the others.
- Every time you make a transaction via SMS Banking, wait a few moments to You receive a response back on transaction them.
- For each transaction, you will receive notification message for the transaction in the form of SMS that will be stored in the inbox.

Advantages of Electronic Banking.

Easy.

1. Can be used anytime and anywhere.
2. Just by using commands through computer and / or communication tool that you use, can directly conduct transactions banking without having to come to the office of the bank or to an ATM (except to get cash).

Safe.

1. Electronic Banking equipped with security user ID and PIN to ensure the safety of transaction that you do.
2. Some banks also use Key Token additional tools for secure transactions financially, such as Internet Banking. With Thus, the more secure your transaction.
3. SMS Banking is equipped with a protection system using the access code / private numbers that you choose yourself and phone number You have registered.

Make sure you read the terms and conditions of every banking product that you will use!.
( Let's To The Bank )

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