Guarantees given to debtors banks in order to award credit facility or of financing.
Automated Teller Machine (ATM).
Machine with a computer system that is activated by using a magnetic card bank coded. Through the machine, customers can save money, get cash, transfer funds between accounts, and transactions Other routine.
Bilyet.
Forms, notes, and other written evidence that can be prove the transaction, contain a description or orders to pay.
Interest Bank
A number of compensation granted by banks to customers for funds deposited in bank calculated by a certain percentage of the principal deposits and term deposits or rate of interest charged by loan given to the debtor bank.
Cheque.
Written instructions to the bank's customers to attract a certain number of funds on its behalf or bearer.
Black List.
List names of individuals or corporate clients affected by the sanctions for doing certain actions are detrimental to the bank and the community.
Deposits
Withdrawal of savings can only be done at any given time based on customer agreements storage with a bank.
GIRO (Current Account).
Deposits that withdrawal can be done every when using a check, bilyet categories, the means Other payment orders, or with overbooking.
Collection.
Billing checks, money orders, and other debt securities to issuers of securities and receive payment from the paying bank (paying bank)
Security Bank(Bank Guarantee)
Guarantee payments made to parties recipient of a guarantee, if the party is not guaranteed meet its obligations.
Debit Card.
Bank card that can be used to pay a transaction / and or withdraw some funds the expense of the cardholder's account concerned with the use of a PIN (personal identification number)
Credit Card.
Cards issued by banks or companies manager of a credit card which entitles the people who meet certain requirements named on the card for use it as a means of payment credit on the acquisition of goods or services, or to withdraw cash in the credit limit as has been determined by the bank or company manager of a credit card.
Packages Fund (Fund Transfer).
1. Transfer of funds between accounts that or parties related to the account third;
2. Overseas remittances between institutions sending financial and financial institutions other as a receiver.
Clearing
Calculation of debt among the participants centrally in one place by way give each other securities and trade papers that have been set for can be calculated.
Deposit Box (SAFE DEPOSIT BOX).
Deposit box rental property or securities that are designed to of special steel material and placed in chamber repertoire that is strong, resistant and unloading fire resistance to maintain the security of the goods stored and providing security for its.
Credit.
Provision of money or bills that may equivalent based on the consent or borrowing between banks and other parties who require the borrower to repay the debt after a certain period with the provision of interest.
Deposit Insurance Corporation.
Legal entities conducting guarantee on customer deposits.
PIN (Personal Identification Number)
Secret number given to the holder cards (credit cards, ATM cards, debit cards, and etc.) which can code number given by the bank or company financing or determined by cardholder.
PRINCIPLES KNOW YOUR CUSTOMER.
Principles applied by the bank to find out your identity as a customer and monitor customer transaction activity.
Debtor Information System (DIS)
Systems that provide information about debtor which are processed from debtor reports received by the Central Bank from the reporting agencies.
Savings.
Deposits that withdrawal can be done according to certain agreed conditions, but can not be withdrawn by check, giro, and / or other equivalent means of it.
Transfer / Remittance
Services to send money from the account holder one into the other account holder or The same account holder, from one city to other cities or to the same city, in local currency or foreign currency.
Customer Service Unit.
Section or unit responsible bank to answer questions and solve facing customer complaints. The unit is usually called the customer service unit or for customer service by phone called the call center. ( Let's To The Bank )
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